mtl008 Chapter 239 This is still not enough
Chapter 239 This is still not enough
Manager Huang took out Lan Xin's ten thousand yuan quickly and placed it neatly in front of her, with two barrels of peanut oil next to it.
Manager Huang smiled and said, "Our bank has a new policy recently. Starting from next month, if you do business over a certain amount, you will be given a barrel of peanut oil. Of course, Comrade Lan Xin, you are a high-quality customer of our bank. You can take this gift back first. You were in a hurry just now, so I didn't have time to tell you."
Lan Xin couldn't help but raise her eyebrows upon hearing this. Is this activity of giving away peanut oil for card applications appearing so early?
Looking at the two 1-liter barrels of peanut oil, Lan Xin nodded and accepted them with a smile. She felt very happy. She didn't expect that we could also get a gift from the bank. She was thinking about what delicious food she could make tonight with this barrel of oil.
Manager Huang, who was standing by, breathed a sigh of relief when he saw Lan Xin accept the money. He continued to smile and asked again, "You still have 186,520 yuan in your account. With so much money, do you want to apply for a life savings business?"
You know, seeing so much money in Lan Xin's account, Manager Huang wanted Lan Xin to do a fixed-term business. Just this order from Lan Xin would have completed their performance for several months.
It's a pity that the money Lanxin just left there without doing any business with it, which made everyone in the bank scratching their heads.
Lan Xin continued to purse her lips and shook her head, smiling. She was joking. The money could only be kept in the bank for two months at most. Maybe it would be emptied in less than two months. What business should she run? Even if it was a short-term business, she couldn't deposit and withdraw it within a month.
She looked at Manager Huang and asked with a smile, "Let's not talk about this for now. Manager Huang, have you met the target for interest-free loans this month?"
When talking about this, Manager Huang slapped his thigh and said in distress: "It's still early."
The standards set by their small county are not high, but there is still 100,000 yuan to be loaned out. But who in this small county dares to borrow money from the bank for fun?
Their small county town is not like the provincial capital, where those smart people take out loans to start companies and start businesses. But the people around here are either workers or rural people. They are all timid and only dare to eat the food in front of them. They can't start a business, let alone get loans.
With such a standard, British Airways employees worry every day and beg relatives and family members to help them complete the business.
Right now, apart from the money they hired others to swipe, the Lan Qing brothers have each handled business worth tens of thousands of yuan, but it is still far from the standard, not to mention that after completing this month's standard, there is still the standard for next month.
Thinking of this, Manager Huang looked at Lan Xin with a wry smile: "Comrade Lan Xin, could it be that you have relatives who need to apply for an interest-free loan?" His eyes lit up at the thought of this. The person who had done business before had the same surname as Lan Xin. If it hadn't been for Lan Xin's introduction, he would have shaved his head and used it as a stool.
Manager Huang patted his chest and made a promise: "Don't worry, as long as he is introduced, I guarantee to lend it to him, with the highest amount and the longest term."
"I feel relieved when you say that." Lan Xin smiled and shook her head, "But it's not my relative who wants to do it."
"What is this?" Manager Huang asked puzzledly.
"I want to apply for an interest-free loan. Manager Huang, tell me how much maximum I can borrow." Lan Xin said straight to the point.
This made Manager Huang gasp and was completely confused.
Lan Xin still has more than 100,000 yuan in her account balance, so why does she want to take out a loan all of a sudden? Is this a loan for fun?
"What? Don't I meet the requirements?" Lan Xin frowned and asked in confusion. She thought about it for a while and the more she thought about it, the more she shook her head. There shouldn't be such a rule.
"No, no." Manager Huang shook his head quickly. He rubbed his hands and looked at Lan Xin nervously: "Can I ask why you want to apply for this interest-free loan? Oh, the regulations require that you need to ask clearly for the purpose and register it."
"I am now planning to open a hotel. The policies are good now, and I want to take advantage of this favorable situation. Now after investing the money I have, I am still short of a little bit." Lan Xin did not hide anything and said with a righteous smile.
He pointed at the ten thousand yuan on the table that had not been put away yet, "This is the payment. The construction site has started."
When Huang Jinli heard this, he nodded continuously, but then he suddenly woke up.
If Lan Xin wants to build a hotel, then the money in their bank will have to be taken out. Their business orders have been arranged and run away. Manager Huang felt depressed when he thought about this, but he could do nothing about it.
Thinking that Lan Xin still wanted to apply for an interest-free loan, he breathed a sigh of relief. At least he could help them complete a business deal.
Lan Xin was still waiting for his reply, "Manager Huang, look, how much credit limit can I apply for like this?"
"If I apply for a large amount, what procedures are required? Do I need any guarantee?"
Manager Huang smiled again, but the smile was not as bright as at the beginning. He explained the loan conditions to Lan Xin in detail. Anyway, Lan Xin met all the conditions. The next thing was the loan amount, term and so on.
"Currently, the maximum loan term is five years, and the loan amount is..."
Manager Huang looked up at Lan Xin and sized her up again. The more he looked at her, the more he realized that Lan Xin was a talent. After all, if she wasn't a talent, she wouldn't have so much money in her account. You know, these days, if a family has 10,000 yuan, they are considered a millionaire. Lan Xin has 170,000 yuan in her account.
Moreover, hundreds and thousands of dollars are deposited into the bank every month and every week, which is enough to prove Lan Xin's financial ability.
The county town is so small, and he vaguely heard people mention that Lan Xin and the others were tinkering with some kind of group buying and selling of vegetables. It was said that they could sell several thousand kilograms of vegetables every day, which is comparable to other supply and marketing cooperatives.
For those who have jobs and income, the threshold can be raised.
In addition, Manager Huang is selfish. He is afraid that no one will come to apply for a loan except Lan Xin, and his business will not meet the standards.
He secretly raised the limit in his mind and said, "The maximum I can give you is 50,000 yuan!"
This was his biggest concession! After all, British Airways stipulated that the maximum limit was only 30,000. He raised the limit for Lan Xin because he was optimistic about her.
Huang Jinli was secretly proud of himself.
"Ah?" Lan Xin looked disappointed. "Only fifty thousand?"
She thought she could get a loan of 200,000 yuan, but now she only has a quarter of it.
"The loan amount is a bit small." Lan Xin said with a smile, hoping that Manager Huang would increase it considering her special situation.
Manager Huang was stunned. "This is still not enough!"
The maximum loan amount he asked for from Lan Xin was 50,000 yuan, not expecting Lan Xin to lend him 50,000 yuan all at once.
Now Lan Xin actually thinks 50,000 yuan is too little.
This is 50,000 yuan! Five millionaires!